car buyers eager to get big federal rebates

Car buyers eager to get big federal rebates…..I

“It is happening already. Customers are asking new-car dealers about getting as much as $4,500 for their old gas-guzzlers.

The new incentive, popularly known as "Cash for Clunkers,” took effect Wednesday.

But it will be weeks before anyone knows the fine print of the federal program, such as how dealers register with the government for reimbursement of the rebates, or when and how salvage yards should process old vehicles into scrap.

To get the credit, the gas-guzzler has to be taken off the road and either destroyed or broken up for parts.

Consumers, car dealers and salvage-yard operators who want to participate in the program said they have plenty of questions while they wait for detailed guidelines due July 23 from the Transportation Department…. Car Buyers

Text Messaging while driving- Fatal Crash

A California women has been sentenced to 6 yrs in prison for texting while causing a fatal crash.
“A woman who crashed into a line of stopped vehicles while text-messaging on her cell phone has been sentenced to six years in a California prison for killing a woman in one of the vehicles.

The women was sentenced Friday by a judge in Redding, Calif.

Investigators said Deborah Matis-Engle was speeding and text messaging when she slammed into the vehicles stopped at a construction zone in August 2007.

Shasta County prosecutor Stephanie Bridgett said the 49-year-old woman had paid several bills by cell phone in the moments before the crash.

She was in the middle of one of those transactions when she struck a vehicle that burst into flames, killing 46-year-old Petra Winn…” Calif women gets 6 years for fatal auto accident while texting

As more people are texting while driving, we are concerned that may cause more car accidents. If you are driving avoid texting on your cell phone.

Safe Driving Around 18 Wheelers

Safe Driving Around 18 Wheelers. Sharing the road with a semi truck requires Safety Steps

1. be awre of blind spots
2. leave extra space between vehicles
3. Don’t pass during a right turn
   

   “Exercising some degree of caution while on the road — using turn signals, slowing down in nasty weather, yielding the right of way, etc. — tends to come naturally to most drivers. What may not come as naturally is remembering that safety rules aren’t one size fits all. Different rules apply to different vehicle types.

   For instance, it’s important to remember that the mechanics of an 18-wheeler are quite different than the mechanics of a sedan. With this in mind, here are a few things you can do to drive safely as you share the road with 18-wheelers and other large trucks……” Driving around 18 wheelers
   

Call Dick Watts Insurance for a Commercial Auto Insurance quote 502-245-3625 Louisville, KY
Commercial Auto Insurance

National Motor Vehicle Title Informatoin

National Motor Vehicle Title Information :

“How much will it cost to obtain NMVTIS information on a vehicle?
Cost for NVMTIS vehicle history reports vary and are determined by individual service providers. The Anti-Car Theft Act requires that the system be funded through user fees and not dependent on federal funds. For this reason, NMVTIS has been designed as a fee-for-service system. Current fees range from approximately $2 to $4 per report.

What kind of information will I receive in a NVMTIS vehicle history report?
NMVTIS records provide:

• current and previous state of title data
• title issue date
• latest odometer data
• theft history data (if any)
• any brand assigned to a vehicle and date applied
• salvage history, including designations as a "total loss” (if any)

Read the NMVTIS Consumer Access Product Disclaimer, which describes what is and is not included in NMVTIS reports.

What types of vehicles are included in NMVTIS?
NMVTIS includes information on automobiles, buses, trucks, motorcycles, recreational vehicles, motor homes, and tractors. NMVTIS may not currently include commercial vehicles if those vehicles are not included in a state’s primary database for title records (in some states, those vehicles are managed by a separate agency), although these records may be added at a later time.

How current is the information in NMVTIS?
Currently the data provided to NMVTIS by states is provided in a variety of time frames; while some report and update NVMTIS data in “real-time” (as title transactions occur) others send updates less frequently, such as once every 24 hours or within a period of days….“

Before buying your next used vehicle, you may consider this option to determine if the vehicle was ever stolen and recovered, or salvaged for a minimal cost of only $4.00

Why Choose Roadside Assistance?

Progressive customers who choose Roadside Assistance coverage enjoy these benefits:

• Towing — If your car breaks down, Roadside Assistance pays to tow it anywhere within a 15-mile radius. It also pays to tow your car to the nearest qualified repair facility, even if it’s farther than 15 miles away.
• Flat Tire Change — We’ll send a professional to you who can change your tire and put the spare on while you wait.
• Locksmith Service — If your keys are lost, stolen or locked in the car, Roadside Assistance covers you. We’ll send a qualified service provider to help recover them. If the keys need replacing, you simply pay for the cost of the keys.
• Battery Jump-Start — When your battery dies, we’ll come to you and jump-start it.
• Emergency Fuel and Fluid Delivery — If you run out of gas, you can have fuel delivered to you. You simply pay for the cost of the fuel; delivery and service are free. Same goes if your car overheats: We’ll deliver the necessary fluids to get you running again, and you pay only the cost of the fluids.
• more information and resources visit Kentucky Insurance Roadside Assistance
• Progressive Insurance Roadside Assitance
  

RV Insurance Free Pet Injury Coverage and new discounts now available to Progressive RV customers

Free Pet Injury coverage for Progressive RV Customers

“Do you travel with your dog or cat when RVing? Is your pet not just a companion, but a member of your family? You’re not alone. Most of the 8 million RVers — according to the Recreational Vehicle Industry Association — bring pets along on trips. If this includes you, new Pet Injury Coverage from Progressive is for you. RV Insurance Quote
Today, RV insurance policies cover the people but not the pets… inside RVs. Beginning March 31 in most states, Pet Injury Coverage, free with Collision and Comprehensive, pays up to $500 if a dog or cat is hurt or dies because of a crash, fire or flood….” from ProgressiveInsurance
Free Pet Injury Coverage with Progressive RV Insurance with Comp/Collision
Call Mike Watts at Watts Insurance 502-245-3625 for a free RV Insurance Quote
visit Kentucky-Insurance.com

6 Ways to Save on Auto Insurance

6 Ways to Save on Auto Insurance from Smart Money

“GOOD NEWS, DRIVERS: insurance premium hikes have hit the
breaks. The Insurance Information Institute (III) projects a 0.5% decrease for
2007, bringing average annual costs to $847. This marks the first decline since
1999.
But just because prices aren’t breaking the speed limit doesn’t mean
you should be complacent about costs. With a few relatively painless steps, you
can probably find yourself a cheaper policy. Here are six ways to save:
1.
Shop AroundYou’ve heard it before: When looking for a new policy, get at least
three quotes. And if you really want to save, gather several more than that.
According to a 2004 survey of more than 100,000 consumers across the country,
conducted by Progressive
Insurance, rates for comparable coverage can vary by
more than $500 for six months’ worth of coverage…….Smart Money Auto Insurance Savings

Progressive Insurance 502-245-3625 goes Paperless

Progressive Insurance goes Paperless:
“The Progressive Group of Insurance Cos. introduced Paperless Policies, a feature that will allow customers who buy a policy directly from the company or through independent insurance agencies, the ability to drastically reduce the amount of paper documents they receive. Having policy-related documents delivered electronically saves trees, expedites delivery of the documents and reduces the opportunity for misplaced documents, the company claims.
This new initiative is an extension of a Paperless Billing feature introduced in early 2007 that allowed customers to opt for an electronic bill versus a hard copy bill delivered by the U.S. Mail.
The Paperless Policies launch coincides with the company’s "70 Years, 70 Trees” anniversary events being held in six call center cities. The first event, in which 70 large trees are being planted in city parks to celebrate the company’s 70th year writing auto insurance, is being held today in Luke Easter Park in the company’s headquarter city,…..“ Progressive Insurance goes Paperless . Progressive Insurance will plant a tree for every customer that opts for the paperless option…..Call Dick Watts Insurance 502-245-3625 for a Progressive Auto Insurance Quote….