driving safety tips for halloween from progressive insurance

Friday 30 October 2009

Halloween Driving Safety Tips from Progressive insurance

“On Halloween, your neighborhood literally will be crawling with creatures, and it’s your job to be sure they take their treats home safely. While the roaming ghosts, goblins and assorted critters aren’t real, they do represent legitimate safety concerns for drivers….”

Halloween Driving Safety Tips from Progressive Insurance

progressive home advantage payment address?

Thursday 3 September 2009

What is the Progressive Home Advantage Payment Address?


Progressive Home Advantage

PO Box 414356

Boston, MA 02241


phone number for Progressive Home Advantage

1-866-908-0619

Progressive Home Advantage Claims 1-866-449-0670

car insurance louisville ky

Friday 7 August 2009

car insurance louisville ky

“The Progressive Insurance Automotive X PRIZE, a multimillion dollar competition to inspire a new generation of viable, super fuel-efficient vehicles, today announced the hire of six new team members who will lead technical operations for the competition. All six new hires will serve on the technical inspection and design judging team and will report to Bob Larsen, Senior Advisor, Technical Operations for the Prize…..” Car Insurance Louisville KY

Car Insurance Louisville KY  Car Insurance quote

Dick Watts Insurance

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Auto Insurance Quotes Louisville KY

Tuesday 28 July 2009

Auto Insurance Quotes Louisville, KY

We can insure your vehicle & all of the following

  • DUI
  • SUSPENDED LICENSE
  • SR22
  • ACCIDENTS
  • TICKETS
  • NO PRIOR AUTO INSURANCE
  • INTERNATIONAL DRIVERS LICENSE

CALL  MIKE WATTS  AT DICK WATTS INSURANCE  502-245-3625

DICK WATTS INSURANCE

12200 SHELBYVILLE RD 112

LOUISVILLE, KY40243

502-245-3625

AUTO INSURANCE QUOTES LOUISVILLE KY

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Car Insurance quotes Louisville KY

Thursday 23 July 2009

Car Insurance quotes Louisville KY

Do I need separate Rental Car Insurance?

“Properly insuring a rental car can be confusing, frustrating and downright daunting. Unfortunately, many consumers do not even think about car rental insurance until they get to the counter, which can result in costly mistakes—either wasting money by purchasing unnecessary coverage or having dangerous gaps in coverage.

Before renting a car,  make two phone calls—one to your insurance agent or company representative and another to the credit card company you will be using to pay for the rental car….."  read more about Rental Car Insurance

Car Insurance Quotes Louisville KY

Dick Watts Insurance Inc

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Alzheimer's Memory Walk Louisville KY

Wednesday 22 July 2009

“All Memory Walk donations benefit the Alzheimer’s Association, the leading voluntary health organization in Alzheimer care, support and research. The mission of the Alzheimer’s Association is to eliminate Alzheimer’s disease through the advancement of research; to provide and enhance care and support for all affected; and to reduce the risk of dementia through the promotion of brain health…” Alzheimer’s Memory Walk

September 12,2009 Waterfront Park Louisville KY

Alzheimer’s Association

“The Alzheimer’s Association Memory Walk® is the nation’s largest event to raise awareness and funds for Alzheimer care, support and research – and it calls on volunteers of all ages to become champions in the fight against this fatal disease. Since 1989, Memory Walk has raised more than $260 million for the cause.

Memory Walk is a community event that joins friends, family and co-workers as they walk to end Alzheimer’s. Participants typically register in teams of 10-12 and fundraise using tools supported by the Alzheimer’s Association. Walks vary from one to three miles and are held in nearly 600 locations nationwide.

Please join us in taking steps to end Alzheimer’s.”“

Louisville Memory Walk - Waterfront Park, Great Lawn Saturday, September 12, 2009

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Louisville Auto Insurance Quote

Friday 17 July 2009

Louisville Auto Insurance quote

Kentucky Considers Forcing Drunk Drivers to Install Ignition Devices

“People caught driving drunk in Kentucky just once could be forced to install breath-alcohol monitoring devices in their cars, as the state’s lawmakers consider joining other states, including Alaska, in toughening DUI laws..”

Auto Insurance Quote Louisville KY

Car Insurance Quote Louisville KY

Dick Watts Insurance Inc

12200 Shelbyville Rd 112

Louisville KY 40243

located on Shelbyville Road in Middletown   Kentucky 40243 in the Stein Auto Center. If traveling east we are on the right side of the road 3 doors east of Evergreen Road. We are in the Stein Building next to Bob Morris Auto Sales across the street from Paul’s Fruit Market . We are at the midway point between the KFC and the Speedway. We are about 10 miles East of the Mall in St. Matthews.  We are not too far from the Middletown KY Post Office.

Call us for a quote 502-245-3625

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Kentucky Music Weekend Louisville KY July 24-July 25

Wednesday 15 July 2009

For the 33rd consecutive year, Kentucky Music Weekend will bring the finest folk musicians and Kentucky traditions to the Irqouis Ampitheat and tree lined area nearby. Voted into law as Kentucky’s “Premier Folk Festiva in 2000. Kentucky Music Weekend, Louisville KY will again fill the Irquois Ampitheater with sounds of uour history through music of the banjo fiddle guitar dulcimer and vocal harmony

Kentucky Music Weekend Louisville KY July 24-July 25


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10 cheap ways to care for your car

10 cheap ways to care for your car

Broadly speaking, fewer new cars on the road means more in need of fixing up. And as consumers look to cut costs, many of them are tackling auto repairs on their own. Fifty-one percent of vehicle owners say they’re performing more maintenance on their car instead of going to a mechanic than they were a year ago, according to a survey commissioned by Honeywell Consumer Products Group, a car-care products manufacturer and conducted by Kelton Research, a market research company.

  1. stick to the recommended gasoline grade
  2. go easy on the brakes
  3. check tire pressure
  4. change the air filter
  5. check the antifreeze  10 cheap ways to care for your car

AUTO INSURANCE QUOTE LOUISVILLE KY

502-245-3625

DICK WATTS INSURANCE

12200 SHELBYVILLE RD 112

LOUISVILLE KY 40243

AUTO INSURANCE QUOTE LOUISVILLE KY

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Auto Insurance Fewer intoxicated drivers National Highway Traffic Safety

National Highway Traffic Safety reports

“Among the findings of the latest roadside survey are these:

  • The percentage of male drivers with illegal BAC levels was 42 percent higher than the percentage of alcohol-impaired female drivers.
  • Drivers were more likely to be illegally drunk during late nighttime hours (1 a.m. to 3 a.m.) than during daytime or early evening hours.
  • Motorcycle riders were more than twice as likely as passenger vehicle drivers to be drunk (5.6 percent compared with 2.3 percent). Pickup truck drivers were the next most likely to have illegal BACs (3.3 percent).

The 2007 survey involved more than 300 roadside locations throughout the U.S…..” National Highwy Traffic Safety Report

DUI? Suspended Driver’s License? Tickets? Accidents?

Call Dick Watts Insurance 502-245-3625 for a free auto insurance quote

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Cheap Car Insurance Louisville KY

Monday 13 July 2009

cheap car insurance Louisville KY

Top Seven Ways to Save Money on your Auto Insurance

1. Maintain a safe driving record. Many companies offer  a discount for drivers who have not had

any tickets or car accidents for the past 5 years.

2. Maintain continous insurance coverage without any gaps or coverage lapses

3. You may be eligible for an auto insurance discount if you have an anti-theft device installed in your car.

4. Review your insurance covearge at least every 6 months with your car insurance agent. If you have an older

vehicle you could consider reducing coverage or removing comprehensive & collision coverage from your policy.

5. Some drivers may be eligible for an auto insurance discount if they own their home.

6. Ask your insurance agent if there is a discount for a paid in full option

7. Car Insurance discount- Some insurance companies may offer an insurance discount if you agree to have your monthly payments automatically deducted from your checking account.

Call Dick Watts Insurance 502-245-3625 Louisville KY for a free car insurance quote in Louisville KY

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a smart disasaster plan in Kentucky includes Insurance Protection for Kentucky Insurance

A smart disaster preparedeness plan includes review of your Homeowners and Auto Insurance policies

Disaster Preparation Insurance Checklist:

  1. Have you updated your home inventory to include photos, appraisals and receipts of any new purchases and stored copies of it in safe, remote locations?
  2. Have you stored copies of your insurance policy with contact details for your insurance agent and company with your inventory?
  3. Do you know whether your policy includes replacement cost or actual cash value (ACV) for losses?
  4. Have you decided if you need a separate flood insurance policy?
  5. Have you talked with your agent to make sure you don’t have too much or too little homeowners or renter’s insurance? Insurance Disaster Preparedness

for more information visit  kentucky-insurance.com

for a free Insurance review for Auto Insurance in Louisville KY or Homeowners Insurance in Louisville KY

Call Dick Watts Insurance  502-245-3625

12200 Shelbyville Rd 112

Louisville, KY 40243

Insurance

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car buyers eager to get big federal rebates

Sunday 5 July 2009

Car buyers eager to get big federal rebates…..I

“It is happening already. Customers are asking new-car dealers about getting as much as $4,500 for their old gas-guzzlers.

The new incentive, popularly known as "Cash for Clunkers,” took effect Wednesday.

But it will be weeks before anyone knows the fine print of the federal program, such as how dealers register with the government for reimbursement of the rebates, or when and how salvage yards should process old vehicles into scrap.

To get the credit, the gas-guzzler has to be taken off the road and either destroyed or broken up for parts.

Consumers, car dealers and salvage-yard operators who want to participate in the program said they have plenty of questions while they wait for detailed guidelines due July 23 from the Transportation Department…. Car Buyers

Protect Your Motorcycle and Save Money with Progressive and LoJack

Tuesday 30 June 2009

According to the National Insurance Crime Bureau, more than 60,000 motorcycles were stolen last year: that’s one bike stolen every 8.7 minutes. That’s the bad news. The good news is that now even more riders can save money and protect themselves from motorcycle theft by taking advantage of a program from LoJack Corporation and Progressive.

Riders can get a $50 rebate from LoJack on the LoJack for Motorcycles Stolen Vehicle Recovery System by downloading the online rebate form on motorcycle.progressive.com. And, Progressive customers who have LoJack installed on their bikes can now also get a 20 percent discount on their Comprehensive coverage premium. Progressive & Lojack

Motorycle Insurance quote from Dick Watts Insurance 502-245-3625

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Kentucky Auto Insurance quote

Tuesday 23 June 2009

Call us for a free Kentucky auto insurance quote 502-245-3625.

Dick Watts Insurance
12200 Shelbyville Rd 112
Louisville, KY 40243
502-245-3625

AM Best Affirms Motorists Insurance Rating

Thursday 4 June 2009

The property and casualty companies of The Motorists Insurance Group have been informed by A.M. Best that it has affirmed their current “A” (Excellent) rating and “stable outlook.” Motorists Life Insurance Company’s current “A-” (Excellent) rating and stable outlook was affirmed as well.

“In these challenging times, many insurance companies have had downgrades in both rating and outlook. I am particularly pleased that A.M. Best has acknowledged the group’s current financial strength and stable financial expectations for the future,” said John J. Bishop, chairman, president and CEO.

“Our group of companies not only met its obligations to policyholders during the worst year for weather and investment losses in its history, but has the financial strength to continue to be a stable, reliable market in the future,” Bishop added.

Twitter Dick Watts Insurance

Wednesday 3 June 2009

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or send us a tweet

@kyinsurance


Down's Syndrome Buddy Walk Lexington KY

Down’s Syndrome Buddy Walk Lexington KY
10/03/2009

Down's Syndrome Louisville Pro Celebrity Auction

Down’ Syndrome of Louisville Pro/Celebrity Auction June 22, 2009
honoring Muhamad Ali Ralph Beard Humanitarian Award

Down’s Syndrome of Louisville

Asthma Walk Louisville KY June 6

Louisville KY Asthma Walk June 6

The American Lung Association’s Asthma Walks raise money to fight asthma and lung disease in all its forms through education, research and advocacy. Why? The statistics are staggering. More than 35 million Americans struggle to breathe because of lung disease and everyone is affected in some way.



Louisville KY Asthma Walk June 6 2009

Text Messaging while driving- Fatal Crash

Sunday 5 April 2009

A California women has been sentenced to 6 yrs in prison for texting while causing a fatal crash.
“A woman who crashed into a line of stopped vehicles while text-messaging on her cell phone has been sentenced to six years in a California prison for killing a woman in one of the vehicles.

The women was sentenced Friday by a judge in Redding, Calif.

Investigators said Deborah Matis-Engle was speeding and text messaging when she slammed into the vehicles stopped at a construction zone in August 2007.

Shasta County prosecutor Stephanie Bridgett said the 49-year-old woman had paid several bills by cell phone in the moments before the crash.

She was in the middle of one of those transactions when she struck a vehicle that burst into flames, killing 46-year-old Petra Winn…” Calif women gets 6 years for fatal auto accident while texting

As more people are texting while driving, we are concerned that may cause more car accidents. If you are driving avoid texting on your cell phone.

Safe Driving Around 18 Wheelers

Wednesday 1 April 2009

Safe Driving Around 18 Wheelers. Sharing the road with a semi truck requires Safety Steps
  1. be awre of blind spots
  2. leave extra space between vehicles
  3. Don’t pass during a right turn

    “Exercising some degree of caution while on the road — using turn signals, slowing down in nasty weather, yielding the right of way, etc. — tends to come naturally to most drivers. What may not come as naturally is remembering that safety rules aren’t one size fits all. Different rules apply to different vehicle types.

    For instance, it’s important to remember that the mechanics of an 18-wheeler are quite different than the mechanics of a sedan. With this in mind, here are a few things you can do to drive safely as you share the road with 18-wheelers and other large trucks……” Driving around 18 wheelers

Call Dick Watts Insurance for a Commercial Auto Insurance quote 502-245-3625 Louisville, KY
Commercial Auto Insurance

National Motor Vehicle Title Informatoin

Monday 23 March 2009

National Motor Vehicle Title Information :

“How much will it cost to obtain NMVTIS information on a vehicle?
Cost for NVMTIS vehicle history reports vary and are determined by individual service providers. The Anti-Car Theft Act requires that the system be funded through user fees and not dependent on federal funds. For this reason, NMVTIS has been designed as a fee-for-service system. Current fees range from approximately $2 to $4 per report.

What kind of information will I receive in a NVMTIS vehicle history report?
NMVTIS records provide:

  • current and previous state of title data
  • title issue date
  • latest odometer data
  • theft history data (if any)
  • any brand assigned to a vehicle and date applied
  • salvage history, including designations as a "total loss” (if any)

Read the NMVTIS Consumer Access Product Disclaimer, which describes what is and is not included in NMVTIS reports.

What types of vehicles are included in NMVTIS?
NMVTIS includes information on automobiles, buses, trucks, motorcycles, recreational vehicles, motor homes, and tractors. NMVTIS may not currently include commercial vehicles if those vehicles are not included in a state’s primary database for title records (in some states, those vehicles are managed by a separate agency), although these records may be added at a later time.

How current is the information in NMVTIS?
Currently the data provided to NMVTIS by states is provided in a variety of time frames; while some report and update NVMTIS data in “real-time” (as title transactions occur) others send updates less frequently, such as once every 24 hours or within a period of days….“

Before buying your next used vehicle, you may consider this option to determine if the vehicle was ever stolen and recovered, or salvaged for a minimal cost of only $4.00

Why Choose Roadside Assistance?

Saturday 21 March 2009

Progressive customers who choose Roadside Assistance coverage enjoy these benefits:

  • Towing — If your car breaks down, Roadside Assistance pays to tow it anywhere within a 15-mile radius. It also pays to tow your car to the nearest qualified repair facility, even if it’s farther than 15 miles away.
  • Flat Tire Change — We’ll send a professional to you who can change your tire and put the spare on while you wait.
  • Locksmith Service — If your keys are lost, stolen or locked in the car, Roadside Assistance covers you. We’ll send a qualified service provider to help recover them. If the keys need replacing, you simply pay for the cost of the keys.
  • Battery Jump-Start — When your battery dies, we’ll come to you and jump-start it.
  • Emergency Fuel and Fluid Delivery — If you run out of gas, you can have fuel delivered to you. You simply pay for the cost of the fuel; delivery and service are free. Same goes if your car overheats: We’ll deliver the necessary fluids to get you running again, and you pay only the cost of the fluids.
  • more information and resources visit Kentucky Insurance Roadside Assistance
  • Progressive Insurance Roadside Assitance
 

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