car insurance all Louisville KY

Car Insurance Louisville KY -

We can provide you with a free car insurance quote in Louisville

Call Dick Watts Insurance 502-245-3625

for a car insurance quote in Louisville KY

Middletown Renters Insurance quotes

Middletown Renters Insurance quotes

Personal Contents, Personal Property, if you are renting an apartment or renting a home are your personal contents covered? Many apartment complexes now recommend obtaining Renters Insurance for your Personal Property.

For a Renters Insurance quote in Middletown KY

Call Mike Watts @ Dick Watts Insurance 502-245-3625

Louisville KY

Drivers Now Required to have Liability Insurance Under New Law

Drivers Now Required to have Liability Insurance Under New Law

“Drivers in Wisconsin are now required to have liability insurance under a new law that goes into effect today.

"The new law states you have to have liability insurance, which covers you and the other person. So, that if you’re in an accident, you’ll be covered and the other party will be covered,” said Heather Lundt, and insurance agent at Farmers Insurance Group in Rhinelander.

If an officer pulls you over, you’ll now be asked to show proof of insurance, along with your I.D. and registration.“

Drivers Now Required to have Liability Insurance Under New Law

"If they don’t have it with them, they can receive a citation. Typically officers will use discretion as to whether a citation will be issued or a warning to provide proof of insurance,” explains Rhinelander Police Chief Mike Steffes.“ Read More Drivers Liability Insurance

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Tornado Safety Tips

Tornado Safety Tips

1. In a house with a basement, avoid windows get in the basement under some type of sturdy protection.
2. In a home without a basement go to the lowest floor and find a small room in the center of the house with no windows.
3. In an office building go directly to an enclosed windowless area .
4. Vehicles are extremely dangerous park the car as quickly and safely as possible – out of the traffic lanes. [It is safer to get the car out of mud later if necessary than to cause a crash.] Get out and seek shelter in a sturdy building. If in the open country, run to low ground away from any cars (which may roll over on you). Lie flat and face-down, protecting the back of your head with your arms. Avoid seeking shelter under bridges, which can create deadly traffic hazards while offering little protection against flying debris
5. In the open outdoors: If possible, seek shelter in a sturdy building. If not, lie flat and face-down on low ground, protecting the back of your head with your arms. Get as far away from trees and cars as you can; they may be blown onto you in a tornado.

6. In a shopping mall or large store: Do not panic. Watch for others. Move as quickly as possible to an interior bathroom, storage room or other small enclosed area, away from windows.

7. In a church or theater: Do not panic. If possible, move quickly but orderly to an interior bathroom or hallway, away from windows. Crouch face-down and protect your head with your arms. If there is no time to do that, get under the seats or pews, protecting your head with your arms or hands.

For more Tornado safety tips : tornado safety

Shopping for home insurance a thankless but necessary task

Shopping for home insurance a thankless but necessary task:

“Chances are you have seen your homeowners-insurance rates go up. Premiums have been rising steadily, according to the Insurance Information Institute, a trade group for the insurance industry. It forecasts that rates will rise about 3 percent, to an average of $879 this year. Weather risks, such as recent hail or wind storms, can drive up costs as well.

So if you decide to shop around, how do you begin?

First, determine if you’re marketable, suggests Gloria Thompson, an independent insurance agent with American Agency in St. Louis Park, Minn. If you have a history of claims, you may find it hard to find a good deal until the last claim is three to five years old, she said….” Shopping for Home Insurance

Call us for a free home insurance quote 502-245-3625

Safeco Top 3 Reasons to choose the Safeco Insurance package

Top 3 Reasons to choose the Safeco Insurance package


Top 3 Reasons to choose the Safeco Insurance Package
1 - Big Savings
Save up to 15% on your premium when you combine your home and auto policies as a Safeco Package.
Additional discounts may be available if you add more policies, like motorcycle, watercraft, or umbrella.*
A Single Loss Deductible. If you experience a significant loss, like a fire or a storm, that is covered by your Safeco home policy and have other Safeco policies that are affected, like an auto or motorcycle, Safeco will waive all other deductibles after the home policy deductible is paid.*
2 - Convenience
Choice of a six month or an Annual Auto policy.* With Annual Auto, you can align the renewal dates of your homeowners and auto policies and your Auto premium will be set for 12 months.
A single bill for all your policies and receiving all your policies in the same envelope = less mail, more simplicity.
3 - Comprehensive Protection, Flexible Options
Choose from multiple coverage options for both your home and auto policies.
.
Safeco’s 24/7 fast, fair and hassle-free claims service

Safeco Insurance

Call Dick Watts Insurance for a Safeco Insurance Home and Auto Quote 502-245-3625
Combine both your home and auto for a multi-policy discount

Travelers Insurance Mobile App

Travelers Insurance Mobile App

As the number of consumers turning to their easy-to-use smartphones continues to rise, Travelers (NYSE: TRV) announced today the launch of its first mobile applications, “Auto Accident Help” for iPhone® and “Quick Connect” for BlackBerry® smartphones. Both applications are free for anyone to download. Auto Accident Help is available at the iTunes® store and Quick Connect is available on Travelers.com.

The new mobile tools provide auto accident assistance for iPhone and BlackBerry1 smartphone users. Additionally, Travelers customers will have the added advantage of starting the auto claim process directly through the iPhone application and the mobile Web site.

“Immediately after an accident, it is natural to feel unsure about what steps to take and we want to be there to help guide people through the process,” said Patrick Gee, Senior Vice President for Travelers Personal Insurance Claims. “Our new mobile applications allow us to do so by helping consumers with the necessary and important steps after an auto accident.” Travelers Insurance

Travelers Insurance Mobile Web Site

In Louisville KY calls for a Travelers auto insurance quote 502-245-3625.

What's the best way to Create a Home inventory

Here is a very good video from the Insurance Information Institute

“"In light of all the natural disasters wreaking havoc across the globe, I’ve
realized I should take a home inventory to document everything I own for
insurance purposes. What’s the best way to do this?

Signed,
Happy
Homeowner

Hi Happy,
You’re smart to want to document your
possessions in case of burglary, damage, or fire. The short answer to your
question: The best tool for the job is the one you’ll actually use.

Taking a home inventory isn’t really hard, it’s just time consuming.
It’s also extremely important; a good inventory will speed up the insurance
claims process and ensure your insurance takes care of everything you lost. (You
do, of course, need the insurance.)

Many tools can guide you through
taking your inventory and storing it (we’ll list some below), but the basics are
pretty simple. You’ll want to take pictures of all your stuff. (It’s also a good
idea to snap pictures of serial numbers of your gadgetry.) If you’ve got a video
camera, you can simply walk through your home and film every room for a good and
simple start.

It’s also very important that you store your inventory
outside your home in some form. You could store it at your office or somewhere
else outside of your home. If it’s digital, upload ..” from Lifehacker.com

Know your stuff inventory